.hp-rotating-line{display:grid!important;grid-template-columns:minmax(0,1fr);margin-top:0}.hp-rotating-text{grid-area:1/1;display:block;opacity:0;visibility:hidden;transition:opacity .35s ease;overflow-wrap:normal;line-height:1.05;padding-bottom:.06em}.hp-rotating-text.is-visible{opacity:1;visibility:visible}.hp-heading-accessible{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.hp-hero-copy .hp-intro{margin-top:18px!important}@media(prefers-reduced-motion:reduce){.hp-rotating-text{transition:none}}
.hp-hero h1>span[aria-hidden="true"]:not(.hp-rotating-line){color:var(--hp-navy)}
.hp-how .hp-section{padding-top:34px;padding-bottom:6px}.hp-how .hp-steps{grid-template-columns:repeat(3,1fr);gap:30px;margin:21px 0 12px}.hp-how .hp-steps p{max-width:240px}@media(max-width:700px){.hp-how .hp-steps{grid-template-columns:1fr;gap:19px}.hp-how .hp-steps article{padding-top:0;padding-left:49px}.hp-how .hp-steps p{max-width:none}.hp-how .hp-section{padding-top:27px}}
/* Preview: a quiet visual divider around the four ownership steps. */
.hp-how{background:transparent;padding:30px 0 6px}.hp-how .hp-wrap{background:#f2f5fa;border:1px solid #eaf0f7;border-radius:22px;padding:29px 30px 27px;box-sizing:border-box}.hp-how .hp-section{padding-top:29px;padding-bottom:27px}.hp-how .hp-steps{grid-template-columns:repeat(4,minmax(0,1fr));gap:23px;margin:25px 0 0}.hp-how .hp-steps article{padding-left:0;padding-top:53px}.hp-how .hp-steps article>span{background:#e1ebfb;width:38px;height:38px;top:0;left:0}.hp-how .hp-steps h3{font-size:15px;line-height:1.35}.hp-how .hp-steps p{font-size:12px;line-height:1.55;margin-top:9px!important;max-width:none}@media(max-width:700px){.hp-how{padding-top:24px}.hp-how .hp-wrap{padding:23px 20px;border-radius:18px}.hp-how .hp-steps{grid-template-columns:1fr 1fr;gap:25px 17px;margin-top:23px}.hp-how .hp-steps h3{font-size:13px}.hp-how .hp-steps p{font-size:11px}.hp-how .hp-steps article{padding-left:0;padding-top:49px}}

/* Baikal background for the four steps. */
.hp-how .hp-wrap{background:linear-gradient(100deg,rgba(7,24,48,.83),rgba(12,48,100,.65)),url('../images/site/page-bg.webp') center 60%/cover no-repeat;border:0;box-shadow:0 12px 30px #12386912;padding:36px 34px 34px}
.hp-how h2,.hp-how .hp-steps h3{color:#fff}.hp-how .hp-steps p{color:#e1eaf6}
.hp-how .hp-steps article>span{background:#fffffff0;color:#0064ed;box-shadow:0 4px 18px #071a3c15}
.hp-how .hp-steps{margin-top:30px;gap:26px}.hp-how .hp-steps article{padding-top:59px}.hp-how .hp-steps article>span{width:42px;height:42px}
@media(max-width:700px){.hp-how .hp-wrap{padding:27px 22px;background-position:65% center}.hp-how .hp-steps{gap:28px 18px}.hp-how .hp-steps p{color:#e1eaf6}.hp-how h2{font-size:25px}}